According to the mainstream credit advisers, credit repair takes time, dedication and financial effort.
They claim that "there is no shortcut to credit success".
Contrary to the popular beliefs, however, quick credit repair is POSSIBLE.
The only thing your need in order to repair your FICO fast is knowledge about the inner workings of the system and the various loopholes in it.
Here are 3 easy steps that will take you to the land of better credit faster than you though possible.
1 Get a realistic idea of where you stand.
You FICO score assigns you a three digit number from 350 to 800.
This number determines if you will get approved for a loan or not.
But the importance of your FICO goes beyond shopping.
All kinds of employers, landlords and insurers are pulling your credit file in order to evaluate application.
In order to come up with a viable repair strategy, you have to get a realistic idea of where you stand on the credit scale(current FICO) and where you need to be(minimum FICO required by a potential creditor, employer etc).
2 Anybody can be a credit expert...
given the proper knowledge.
Most of the 35 million Americans with less than perfect credit have turned to credit repair services and credit experts for help.
Guess what? Anybody can be a credit expert given the proper knowledge.
Do you know how the system works? What is the formula behind your FICO score? Which are the two factors that account for more than 70 % of your final score? How to request debt validation from credit bureaus, collection agencies and original creditors? How to get negative items deleted from your report? How to achieve maximum results through dispute and negotiation? How to leverage with credit bureaus and collection agencies using the provisions of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act? How to achieve the perfect balance to limit ratio on your credit cards? How to piggyback someone else'e credit? If you know the answers to such questions, you'll be a credit expert yourself.
Don't pay the exorbitant fees of credit repair services when you can get the job done yourself.
Educate yourself on the inner workings of the credit system and you are on your way to success.
3 No action...
no results.
If you don't put enough energy and dedication in the credit repair process, you won't see your score change for the better.
Follow your plan of action-dispute, write letters, negotiate, ask for validation of debt etc.
But most importantly-do not give up.
Occasional setbacks are a normal part of the quick credit repair process.
Don't get discouraged and keep on trying.
Quick credit repair is not that hard.
Knowledge about the credit system, little known credit secrets and tricks can take you to the desired destination faster than any long-term approach to credit repair.
Once you start thinking outside the box, you'll be surprised to find how easy credit repair actually is.
They claim that "there is no shortcut to credit success".
Contrary to the popular beliefs, however, quick credit repair is POSSIBLE.
The only thing your need in order to repair your FICO fast is knowledge about the inner workings of the system and the various loopholes in it.
Here are 3 easy steps that will take you to the land of better credit faster than you though possible.
1 Get a realistic idea of where you stand.
You FICO score assigns you a three digit number from 350 to 800.
This number determines if you will get approved for a loan or not.
But the importance of your FICO goes beyond shopping.
All kinds of employers, landlords and insurers are pulling your credit file in order to evaluate application.
In order to come up with a viable repair strategy, you have to get a realistic idea of where you stand on the credit scale(current FICO) and where you need to be(minimum FICO required by a potential creditor, employer etc).
2 Anybody can be a credit expert...
given the proper knowledge.
Most of the 35 million Americans with less than perfect credit have turned to credit repair services and credit experts for help.
Guess what? Anybody can be a credit expert given the proper knowledge.
Do you know how the system works? What is the formula behind your FICO score? Which are the two factors that account for more than 70 % of your final score? How to request debt validation from credit bureaus, collection agencies and original creditors? How to get negative items deleted from your report? How to achieve maximum results through dispute and negotiation? How to leverage with credit bureaus and collection agencies using the provisions of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act? How to achieve the perfect balance to limit ratio on your credit cards? How to piggyback someone else'e credit? If you know the answers to such questions, you'll be a credit expert yourself.
Don't pay the exorbitant fees of credit repair services when you can get the job done yourself.
Educate yourself on the inner workings of the credit system and you are on your way to success.
3 No action...
no results.
If you don't put enough energy and dedication in the credit repair process, you won't see your score change for the better.
Follow your plan of action-dispute, write letters, negotiate, ask for validation of debt etc.
But most importantly-do not give up.
Occasional setbacks are a normal part of the quick credit repair process.
Don't get discouraged and keep on trying.
Quick credit repair is not that hard.
Knowledge about the credit system, little known credit secrets and tricks can take you to the desired destination faster than any long-term approach to credit repair.
Once you start thinking outside the box, you'll be surprised to find how easy credit repair actually is.