It can be difficult to know what to do during foreclosure procedures on your home. Should you talk to your mortgage company? Should you talk to an attorney? What bills should you pay?

No matter what the reason is for why you are not making mortgage payments on your home, you need to talk to your mortgage company. Even if you have decided that you just want to walk away from your home, you still need to talk to your mortgage company.

If you want to save your home, you need to talk to your mortgage company about your financial situation. They may have solutions for you. But you cannot get those solutions unless you call them. If you are walking away from your home, you need to talk to your mortgage company about things like insurance and utilities. You are still liable for the house and what happens to it until the foreclosure goes through.

If you can, you should talk to an attorney about your situation. An attorney who understands the foreclosure procedures for your state can be very helpful in helping you understand what will happen and how it will happen. A lawyer can also give you personalized advice about how to best deal with your situation.

As far as what bills you should pay, that depends on your specific situation. Generally you should pay for, if you can, those things that you need for daily living. Things like paying for your utility and phone bills. You also need to make sure that you have enough money to put food on the table.