If you take your vacations overseas in Europe and you wish to turn it into a driving holiday, you should check with your breakdown cover insurance policy provider to see if your cover is affected.
In some cases you may be charged a higher premium and other fees you were not expecting.
On occasion, the policy holder may also be covered for breakdown assistance abroad.
However, this is not the norm and in most cases, auto breakdown recovery, where you will be assisted at the scene and have your car fixed, often only covers you if the breakdown occurs on home country soil.
Many insurance companies provide breakdown cover in Europe as part and parcel of their comprehensive breakdown cover.
Despite this, there are still policy providers that do not and will charge you an additional premium.
You should enquire about this before you set off on your driving holiday, so that you have enough time to find an affordable European breakdown policy.
The EU state of France can be particularly difficult when it comes to breakdown cover as auto-breakdown recovery teams are not permitted on some of the lay-bys and you must contact the local police station to get the police to pick you up and arrange for your car to be moved.
A few United States auto insurance firms will provide you with international auto insurance cover, meaning that your policy will be accepted in whichever European country you are in.
However, not all EU states have the same auto-insurance policy and you should always check the details of your own policy in case you are charged additional fees.
In some cases you may be charged a higher premium and other fees you were not expecting.
On occasion, the policy holder may also be covered for breakdown assistance abroad.
However, this is not the norm and in most cases, auto breakdown recovery, where you will be assisted at the scene and have your car fixed, often only covers you if the breakdown occurs on home country soil.
Many insurance companies provide breakdown cover in Europe as part and parcel of their comprehensive breakdown cover.
Despite this, there are still policy providers that do not and will charge you an additional premium.
You should enquire about this before you set off on your driving holiday, so that you have enough time to find an affordable European breakdown policy.
The EU state of France can be particularly difficult when it comes to breakdown cover as auto-breakdown recovery teams are not permitted on some of the lay-bys and you must contact the local police station to get the police to pick you up and arrange for your car to be moved.
A few United States auto insurance firms will provide you with international auto insurance cover, meaning that your policy will be accepted in whichever European country you are in.
However, not all EU states have the same auto-insurance policy and you should always check the details of your own policy in case you are charged additional fees.