Cheap Auto Insurance - Teenagers Challenge and How to Solve It
Teenagers get much higher premium on their auto insurance policies because they are seen as reckless.
Can they find a cheap policy? Yearly over five thousand teens die in car crashes due to reckless driving.
Research has shown that 18-year-olds alone are likely to have an auto crash three times as much as those in their fifties.
Due to this fact, teenage drivers mostly those within their first year in driving get heavy penalties from many insurers.
Having this in mind, the following would help to reduce high rates in teenage auto policy.
DO A JOINT POLICY WITH A PARENT:Asking a parent to front a policy is illegal but they could act as named drivers.
This can reduce teenage auto insurance premiums.
ADVANCED DRIVING COURSES:Taking the pass plus immediately after your driving test would give you more experience in motoring during testy situations such as night driving and driving in major cities.
Most insurers would give you up 35% discount if you complete the course.
SECURE YOUR CAR MORE:Vehicles owned by teenagers are more likely to be stolen.
To help find discount, always park the car in the garage and also install alarms and immobilizers.
LIMIT MODIFICATION:Making some enhancement your car like increasing the engine power would make the insurer think you are likely to speed when driving, that means more premium.
VEHICLE CHOICE:When buying their first cars, teenagers should pick cars in low insurance group especially cars with small engines.
To really be sure you are enjoying the lowest rates you possibly can, get and compare as much quotes as you can.
It is absolutely free but you gain so much.
Can they find a cheap policy? Yearly over five thousand teens die in car crashes due to reckless driving.
Research has shown that 18-year-olds alone are likely to have an auto crash three times as much as those in their fifties.
Due to this fact, teenage drivers mostly those within their first year in driving get heavy penalties from many insurers.
Having this in mind, the following would help to reduce high rates in teenage auto policy.
DO A JOINT POLICY WITH A PARENT:Asking a parent to front a policy is illegal but they could act as named drivers.
This can reduce teenage auto insurance premiums.
ADVANCED DRIVING COURSES:Taking the pass plus immediately after your driving test would give you more experience in motoring during testy situations such as night driving and driving in major cities.
Most insurers would give you up 35% discount if you complete the course.
SECURE YOUR CAR MORE:Vehicles owned by teenagers are more likely to be stolen.
To help find discount, always park the car in the garage and also install alarms and immobilizers.
LIMIT MODIFICATION:Making some enhancement your car like increasing the engine power would make the insurer think you are likely to speed when driving, that means more premium.
VEHICLE CHOICE:When buying their first cars, teenagers should pick cars in low insurance group especially cars with small engines.
To really be sure you are enjoying the lowest rates you possibly can, get and compare as much quotes as you can.
It is absolutely free but you gain so much.